Umbrella Financial Planning is an established Belfast based firm giving independent advice on Life or Critical Illness Assurance; Mortgage Advice; Savings & Investments; Pensions; Annuity; Income Drawdown; and Inheritance Tax Planning.

Richard Hamilton is the Principal Independent Financial Adviser with over 15 years experience of providing honest and impartial advice.

Before starting Umbrella Financial Planning in 2009, Richard worked as a financial adviser for Ulster Bank, Zurich and Abbey National.

There is no fee or obligation for a first consultation.

Home or work place visits can be arranged. You can pay by direct fee; by provider facilitated fee or commission payment terms are available for protection, insurance and mortgages advice only.

Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of pension and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Inheritance Tax Planning is not regulated by the FCA

Umbrella Financial Planning is a trading style of Richard Hamilton which is an appointed representative of Intrinsic Wealth Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Wealth Ltd and Intrinsic Mortgage Planning Ltd are entered on the FCA Register (http://www.fca.org.uk/register/) under reference 217742 & 440718